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7 Strategies to Avoid Identity Theft
Identity theft and credit card fraud cost Canadians more than $1 million a day according to the Royal Canadian Mounted Police. That staggering statistic doesn’t mean you have to sit around and wait to be targeted. By taking…
4 Smart Tips for Talking to an Auto Mechanic
Unless you have a good working knowledge of how your car works, talking with an auto mechanic is an experience that can sometimes make you feel like you are at the mercy of your technician. There are a few things you can do, however, to make the interaction go more smoothly and to help you feel empowered every time you visit the auto repair shop.
Child-Proofing 101 for New Parents
Bringing home a newborn from the hospital for the first time can be an exciting and sometimes intimidating experience for new parents. In addition to caring for their new bundle of joy, new moms and dads have a responsibility to provide a home environment that is safe and nurturing once their little one becomes mobile.
Insuring Your Vacation Property
For the most part, insurance coverage for a vacation property works the same as the coverage on your primary residence. There are, however, a few key differences in the type of coverage you can select for a second home based on how often and for what purpose you use the property.
Does Your Home Have a Weeping Tile?
A weeping tile or foundation drain is an underground perforated pipe that runs along the bottom of a home’s foundation. Older Canadian homes (those built before the 1940s or 1950s) may not have foundation drains. If you find your home does not have a foundation drain...
Can I Rent Out My Cottage?
As taxes and other expenses for cottages continue to increase, many cottage owners are looking for creative ways to soften these costs. This has motivated some cottage owners to rent out the cottage on a weekly basis during peak season when the cottage is not in use. However, it is vital that your insurance provider is aware of your decision to rent out your cottage beforehand.
What Does No-Fault Auto Insurance Mean?
At first blush, Ontario’s no-fault auto insurance system doesn’t live up to its name. The idea is not that no one is at-fault when you are involved in an accident, as the name suggests.
Do I Need a Backwater Valve?
If you think having your home flooded with water is bad, just imagine if it were sewage.
Is Your Coverage Enough To Replace Everything You Own?
If you lost everything you own in a fire tonight, would your current homeowners insurance be enough to cover your total loss? Chances are, if you are like a number of homeowners, it will not. Sadly, many people miscalculate the value of their possessions and are left...
Host Liquor Liability and You
Dinner parties, barbeques, birthdays, weddings and other special events like banquets, awards ceremonies and charity fundraisers. Whether you are an individual or a corporation, as soon as you become the “host”, you suddenly have the burden of responsibility to ensure that nothing bad happens as a result of being connected to the supply of that alcohol.
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