Professional Liability
Professional liability insurance for people whose product is their advice.
If a client believes your advice, your analysis, or your oversight cost them money, they don't sue your work — they sue you. Commercial general liability responds to bodily injury and property damage; it typically does not respond when the loss is purely financial and the alleged failure is professional. That gap is what professional liability (errors & omissions) insurance covers.
Who this is for
Business and management consultants; HR consultants; life, career, and executive coaches; tutors and trainers; event organizers; and other advice-based professionals. Insurers classify practices differently — if you're not sure where you fit, a five-minute conversation settles it.
How buying works here
- Start online — get an indication for your practice type.
- Or book a consultation — if your contracts require specific limits, wording, or certificates, we structure it with you first.
Online quotes are indications based on the information you provide. Your final premium and coverage are confirmed by the insurer after review, and your policy documents govern.