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Snow Birds and Winter Vacations …

The winter months are on the horizon and the snow birds are preparing to head south. For us lowly humans who still have to work, but may be able to slip away for a week or two during the winter months, here are some important insurance items to remember.

Protect Your Home from Winter Weather

A unifying feature of being Canadian is the constant struggle with extreme winter weather. Every winter we brace ourselves for the accompanying heavy snowfall and ice buildups by wrapping ourselves warm and putting winter tires on cars. However …

Car Tune-Up Checklist for the Winter

The side of the road is no place to be stuck during winter’s frigid temperatures. To keep your car humming right along, it is best to schedule a winter tune-up with an auto mechanic you trust. The checklist below outlines the key areas your mechanic should inspect to...

6 Safety Tips for Installing Christmas Lights

Just about everyone loves the look of Christmas lights. Installing them, on the other hand, is not always as simple as it looks. The frustration that comes with a tangled web of lights, extension cords and outlets can cause some homeowners to resort to unsafe...

My Driving Discount™: The Smart Road to Savings!

We're pleased to announce the launch of the my Driving Discount™ program: the smart road to savings! Some people have better driving habits than others. The program rewards good driving behaviour. The my Driving Discount™ program is available exclusively to...

Business Interrupted. Now What?

LET'S SAY YOU OWN A RESTAURANT AND SUFFER A FIRE LOSS. YOU ARE FORCED TO CLOSE FOR TWO MONTHS TO MAKE REPAIRS AND THEN YOU FIND IT TAKES ANOTHER TWO MONTHS BEFORE YOUR BUSINESS RETURNS TO ITS NORMAL LEVEL. HOW CAN YOU PROTECT YOUR PROPERTY AND YOUR BUSINESS? In this...

Flood or Sewer Back-Up?

A FLOOD CAN BE CAUSED BY SPRING RUN-OFF, MELTING SNOW, AN OVER-FLOWING RIVER, LAKE OR STREAM, OR EVEN A SWIMMING POOL. EXCESSIVE GROUNDWATER BUILD-UP THAT ENTERS YOUR HOME VIA LEAKS OR SEEPAGE IS ALSO CONSIDERED FLOODING. WHETHER AIDED BY WIND OR AN ACT OF GOD,...

Cell Phones and Technology Gadgets

Smart Drivers Just Drive! When driving a vehicle, road safety is your first responsibility! It is important to focus on driving and reduce driver distractions. DRIVER DISTRACTION IS A MAJOR CAUSE OF COLLISIONS Using either a hand-held or hands-free cell phone while...

Buying a Car in the US?

MANY CANADIANS ARE HEADING SOUTH TO BUY THEIR NEXT VEHICLE. A STRONG CANADIAN DOLLAR AND LOWER US PRICES MAKE SUCH PURCHASES A TEMPTING PROPOSITION. Cross-border car buyers often overlook the process to get proper insurance. Many assume it is no different then if they...

10 Questions Homebuyers Should Ask Before Buying a Home

Buying a home is often the purchase of a lifetime. Our friends at Chubb Insurance have put together a checklist to help you ask the right questions before starting a new life in a new home. 1. Is the property properly graded? Ground that does not allow water to drain...