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Business Insurance

Insurance built for technology companies.

A general liability policy was not designed for a business whose product is advice, code, and access to client systems. When a system goes down, data is exposed, or a client claims your work cost them money, the claim lands in territory ordinary policies exclude. Technology E&O exists for exactly that territory.

End of day in a tech office: one person packing a bag, one still at work, a whiteboard being rolled away

What it addresses

In plain language — every policy's terms govern:

  • Claims arising from your technology services or products
  • Failure of software or services to perform as promised
  • Privacy and data-breach events
  • Defence costs when a client sues, whether or not the claim has merit

Know your shape? Get a technology E&O indication online

Online quotes are indications based on the information you provide. Your final premium and coverage are confirmed by the insurer after review, and your policy documents govern.

Contract requirements or security questionnaires?

That deserves a conversation first.

Deeper specialty site: Technology insurance is a Marhen specialty with its own resource site: techinsuranceontario.ca.

Marhen Insurance Brokers

Not sure where your coverage stands?

A short consultation costs nothing and tells you exactly where you stand.