416-255-3728 hello@marheninsurance.com Ontario, Canada

Personal Insurance

The layer that protects everything else.

Your home and auto policies each carry a liability limit. A serious injury claim can exceed either one — and when it does, the difference comes from your assets and future income. An umbrella policy adds a substantial layer of liability protection above your underlying policies, at a cost that surprises most people — in a good direction, though the only number we'll give you is a real quote for your situation.

Family downtime at an Ontario cottage: towels carried down the dock, sandals rinsed with a hose, a classic wooden boat tied alongside

Also on this page

  • Art and wine collections, jewellery, and other high-value items that need to be scheduled to be fully covered
  • Motorcycles, ATVs, and snowmobiles as named lines under your personal protection plan

Marhen Insurance Brokers

Not sure where your coverage stands?

A short consultation costs nothing and tells you exactly where you stand.