Personal Insurance
The layer that protects everything else.
Your home and auto policies each carry a liability limit. A serious injury claim can exceed either one — and when it does, the difference comes from your assets and future income. An umbrella policy adds a substantial layer of liability protection above your underlying policies, at a cost that surprises most people — in a good direction, though the only number we'll give you is a real quote for your situation.

Also on this page
- Art and wine collections, jewellery, and other high-value items that need to be scheduled to be fully covered
- Motorcycles, ATVs, and snowmobiles as named lines under your personal protection plan